Audited 10+ Year Performance & Radical Transparency
Most wealth management firms do not provide audited performance reporting, let alone make their results available in Morningstar. Heirloom chose a different path.
Our main investment strategies are independently audited using hundreds of real client accounts, not test portfolios or hypothetical results. Performance is reported net of all investment and advisory fees and compared against industry benchmarks, and best in class Morningstar rated funds.
This level of transparency allows clients to understand not just how their portfolios have performed, but how those results compare to available alternatives at similar risk levels.
Real Results
Heirloom Aggressive Growth Strategy
Independent Audit
Third-party verification of all performance data ensures accuracy and integrity in reporting.
Real Client Accounts
Performance based on hundreds of actual portfolios, not theoretical models or backtested scenarios.
Net of All Fees
Results reflect actual client experience after all investment and advisory fees have been deducted.
Benchmark Comparison
Performance measured against appropriate industry benchmarks at comparable risk levels, and best in class Morningstar rated funds.
Transparency isn’t just about showing results. It’s about giving clients the information they need to make informed decisions with confidence.
Heirloom Portfolios: A Sortino Ratio Powerhouse
Ranked in the Top Decile Net of FeesAccording to BlackRock’s 2025 survey of high-net-worth families, wealth preservation is the number one goal.
What is the Sortino Ratio?
The Sortino Ratio measures the return above the risk-free rate relative to downside risk. It focuses on the harmful volatility that can erode wealth.
A Higher Sortino Ratio = A Better Experience
Focused on wealth preservation, our strategies help protect against inflation and reduce downside volatility.
Gains Needed to Offset Losses Received
Heirloom Investment Management
Focused on wealth preservation, our strategies help protect against inflation and reduce downside volatility.
Our Balanced, Growth & Aggressive Growth 10 year audited track records, per Morningstar, as of 12/31/2025 are #1 in Sortino ratio, after all investment expenses and advisory costs, versus all mutual funds and ETFs in category. Mutual funds and ETFs do not reflect the impact of advisory fees, making our performance even more compelling.
Important Disclosure: Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Performance data is provided for informational purposes and should be considered in the context of your individual financial situation, goals, and risk tolerance. Investment Advisory Services offered through Heirloom Wealth Management LLC, a Registered Investment Adviser.