For Divorcees
A New Financial Chapter, Built on Solid Ground
Divorce reshapes everything — your income, assets, insurance, and estate plan. Heirloom helps you understand exactly where you stand and build a clear path forward on your own terms.
Key Challenges
Divorce Leaves Few Financial Questions Simple
The financial aftermath of divorce is often more complex than the settlement itself — and the decisions made early have long-term consequences.
Asset Division Complexity
Dividing retirement accounts, taxable investments, and real estate fairly requires understanding after-tax values, not just account balances — a distinction that can cost thousands if overlooked.
Starting Over With Clarity
Understanding your true financial position after divorce — what you own, what you owe, and what you earn — is the essential first step most people never fully complete.
Housing Decisions
Keeping the family home can feel emotionally right but be financially wrong. Evaluating housing alongside your full financial picture is critical to long-term stability.
Income and Cash Flow Gaps
Moving from a dual-income household to a single income creates cash flow challenges that require both immediate adjustments and a longer-term income strategy.
Protecting Your Independence
Updating beneficiaries, insurance, and estate documents after divorce is urgent and often delayed — leaving you exposed in ways that are entirely preventable.
Our Process
How We Work With You
Discovery
We map every income source, account, expense, and goal to understand your complete financial picture.
Analysis
We model scenarios across market conditions, tax strategies, and timing to find the optimal path.
Strategy
We deliver a clear, written plan with specific, actionable recommendations.
Ongoing Review
We meet regularly to adjust for life changes, tax law updates, and market conditions. Your plan evolves with you.
Heirloom's Approach
Steady, Objective Guidance When It Matters Most
We work with divorcees as a trusted financial partner — helping you organize your finances, make clear-headed decisions, and build a forward-looking plan that reflects your new reality.
- Complete net worth and cash flow analysis as a starting baseline
- Evaluation of settlement options using after-tax and long-term projections
- Housing and real estate decision analysis within the full financial plan
- Beneficiary, insurance, and estate document review and update coordination
- Investment strategy redesigned for your goals and timeline as an individual
How We Help
Net Worth Statement
Get a comprehensive, organized view of your assets, liabilities, and true financial position as a foundation for every decision ahead.
Learn morePortfolio & Risk Analysis
Redesign your investment strategy to reflect your current risk tolerance, income needs, and long-term goals as an individual.
Learn moreEstate & Legacy Planning
Update your estate plan, beneficiaries, and legal documents to reflect your new circumstances and protect what matters most.
Learn moreReady to Take Control of Your Financial Future?
Book a free strategy session and we will help you understand exactly where you stand today and what a strong financial future looks like from here.
Book Your Free Strategy Call